Fiscal Education for School and for Life  

Fiscal Education

Understanding finance, and how to enjoy a healthy financial life, is an unspoken job of educators. Yet many are uneducated themselves. The teaching of literature must acknowledge, at some point, the realities of money and budgeting and expense. As Micawber says: “Annual income twenty pounds, annual expenditure nineteen [pounds] nineteen [shillings] and six [pence], result happiness. Annual income twenty pounds, annual expenditure twenty pounds ought and six, result misery.”

Andrew Hallam Millionaire Teacher

Although his ideas are by no means new (see the Bogleheads section), Andrew Hallam seems a decent guy with good credibility. His books on finance and index fund investing are readable and sound. Here I review them and say how they have influenced me, for the better!

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Index Fund Investing - Bogleheads

Wider reading on index fund investing can be found here: Andrew Hallam’s ideas at their source in John Bogle.

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Frugal Living

As stated above, being rich is spending less than you earn. Frugality, and accepting cheaper methods of living where appropriate, is essential to any fiscal education, especially for international teachers. 

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Travelling: Money vs Experience

Many times I have not travelled for the impossibility of expense. A greater concern, now, is whether I travel for the experience. Here I reflect frankly on travelling as an international with bits of advice from one perspective.

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